East Harlem to Financial District by subway
Quick answer: Take a downtown 6 train from 116 St to 86 St, then take a downtown 4 or 5 train from 86 St to Wall St. The trip takes about 40 minutes door to door on a weekday (38 to 43 depending on the connection). The 6 train comes about every 4 minutes during the day. Every line on this trip runs all night.
East Harlem to Financial District
- 6
- 4 / 5
- Walk 2 minto 116 St
- 6 6 trainFrom 116 St, downtown4 stops, about 6 min
- Change at 86 St
- 4 / 5 4 or 5 trainFrom 86 St, downtown6 stops, about 18 min
- Get off at Wall St
- Financial DistrictWalk about 7 min
Weekdays, fall 2026 MTA schedule · First and last trips
Step by step
- Walk about 2 minutes from East Harlem to 116 St.
- Take a downtown 6 train from 116 St to 86 St. It's 4 stops, about 6 minutes.
- Take a downtown 4 or 5 train from 86 St to Wall St. It's 6 stops, about 18 minutes.
- From Wall St, walk about 7 minutes to Financial District.
Other ways to go
- Take the M116 bus from E 116 St/Lexington Av to W 116 St/Malcolm X Blvd, then take a downtown 2 or 3 train from 116 St to Wall St: about 41 minutes.
- Take the M102 bus from E 116 St/Lexington Av to Lenox Av/W 116 St, then take a downtown 2 or 3 train from 116 St to Wall St: about 41 minutes.
Which one is faster depends on when you leave. Cobblehop compares them with live times.
Times and frequency
From the MTA's fall 2026 schedule. Typical trip is the door to door time in the middle of the day.
| Day | First trip | Last trip | Typical trip | 4 or 5 train in the daytime |
|---|---|---|---|---|
| Weekdays | Runs all night | 40 min | Every few minutes | |
| Saturday | Runs all night | 38 min | About every 4 minutes | |
| Sunday | Runs all night | 38 min | About every 4 minutes | |
Late at night
This trip works around the clock. Between about 1 and 5 am the trip takes about 49 minutes, and the 4 or 5 train comes about every 20 minutes.
Tips for this trip
- Take the first train that comes. The 4 and 5 trains all stop at both 86 St and Wall St.
- Know your stop. Get ready after Fulton St. The next stop is Wall St. Start a live trip in Cobblehop and it alerts you before your stop.
- FiDi = Financial District. (source, checked 2026-11-04)
Step-free access
For the subway part of this trip: 116 St (6 platform) is not on the MTA's list of accessible stations; 86 St (6 platform) is only partly accessible (Uptown local only); 86 St (5 platform) is only partly accessible (Uptown local only); Wall St (5 platform) is not on the MTA's list of accessible stations. Elevators can be out of service, so check elevator status on mta.info before you go.
What it costs
- Subway and local bus: $3 per ride with OMNY (tap a contactless card or phone) or a MetroCard. One transfer within 2 hours to the subway or a local bus is included.
Fares as of November 2026. Check the official fares page before you ride.
East Harlem to Financial District: common questions
How do I get from East Harlem to Financial District by public transit?
Take a downtown 6 train from 116 St to 86 St, then take a downtown 4 or 5 train from 86 St to Wall St.
How long does it take?
About 40 minutes door to door on a weekday, 38 to 43 depending on the connection. On weekends it's about 38 minutes.
Do I have to change along the way?
Yes, once: at 86 St.
Does it run all night?
This trip works around the clock. Between about 1 and 5 am the trip takes about 49 minutes, and the 4 or 5 train comes about every 20 minutes.
How much does it cost?
Subway and local bus: $3 per ride with OMNY (tap a contactless card or phone) or a MetroCard. One transfer within 2 hours to the subway or a local bus is included.
Related routes
- East Harlem to Midtown Manhattan
- East Harlem to Downtown Brooklyn
- East Harlem to Long Island City
- LaGuardia Airport to Financial District
- Empire State Building to Financial District
- Central Park to Financial District
- All New York routes
Sources
Cobblehop is independent. It is not affiliated with the MTA or any transit agency. Schedules on this page come from the MTA's public GTFS data; check these pages for the latest service:
- MTA: developer data (the GTFS schedules used on this page)
- MTA: subway and bus fares
- MTA subway stations, with accessibility (data.ny.gov)
- Financial District: visitor information
Transit data: Metropolitan Transportation Authority (MTA). Cobblehop is not affiliated with or endorsed by the MTA.
Published November 7, 2026. Times were computed from the MTA fall 2026 schedules for 2026-11-18 (weekday), 2026-11-21 and 2026-11-22. Planned work and holidays change service, so check Cobblehop for live times before you go.
Leaving now? Cobblehop gives you one clear plan with live times and alerts you before your stop.