Harlem to Financial District by subway
Quick answer: Take a downtown 2 or 3 train from 125 St to Wall St. The trip takes about 30 minutes door to door on a weekday. The 2 or 3 train comes about every 4 minutes during the day. It runs all night.
Harlem to Financial District
- 2 / 3
- Walk 2 minto 125 St
- 2 / 3 2 or 3 trainFrom 125 St, downtown11 stops, about 28 min
- Get off at Wall St
- Financial District
Weekdays, fall 2026 MTA schedule · First and last trips
Step by step
- Walk about 2 minutes from Harlem to 125 St.
- Take a downtown 2 or 3 train from 125 St to Wall St. It's 11 stops, about 28 minutes.
Times and frequency
From the MTA's fall 2026 schedule. Typical trip is the door to door time in the middle of the day.
| Day | First trip | Last trip | Typical trip | 2 or 3 train in the daytime |
|---|---|---|---|---|
| Weekdays | Runs all night | 30 min | About every 4 minutes | |
| Saturday | Runs all night | 29 min | About every 4 minutes | |
| Sunday | Runs all night | 29 min | About every 4 minutes | |
Late at night
This trip works around the clock. Between about 1 and 5 am the trip takes about 39 minutes, and the 2 or 3 train comes about every 20 minutes.
Tips for this trip
- Take the first train that comes. The 2 and 3 trains all stop at both 125 St and Wall St.
- Know your stop. Get ready after Fulton St. The next stop is Wall St. Start a live trip in Cobblehop and it alerts you before your stop.
- FiDi = Financial District. (source, checked 2026-11-04)
Step-free access
For the subway part of this trip: 125 St (3 platform) is not on the MTA's list of accessible stations; Wall St (3 platform) is not on the MTA's list of accessible stations. Elevators can be out of service, so check elevator status on mta.info before you go.
What it costs
- Subway and local bus: $3 per ride with OMNY (tap a contactless card or phone) or a MetroCard. One transfer within 2 hours to the subway or a local bus is included.
Fares as of November 2026. Check the official fares page before you ride.
Harlem to Financial District: common questions
How do I get from Harlem to Financial District by public transit?
Take a downtown 2 or 3 train from 125 St to Wall St.
How long does it take?
About 30 minutes door to door on a weekday. On weekends it's about 29 minutes.
Do I have to change?
No. The 2 or 3 train goes all the way.
Does it run all night?
This trip works around the clock. Between about 1 and 5 am the trip takes about 39 minutes, and the 2 or 3 train comes about every 20 minutes.
How much does it cost?
Subway and local bus: $3 per ride with OMNY (tap a contactless card or phone) or a MetroCard. One transfer within 2 hours to the subway or a local bus is included.
Related routes
- Harlem to JFK Airport
- Harlem to LaGuardia Airport
- Harlem to Midtown Manhattan
- LaGuardia Airport to Financial District
- Empire State Building to Financial District
- Central Park to Financial District
- All New York routes
Sources
Cobblehop is independent. It is not affiliated with the MTA or any transit agency. Schedules on this page come from the MTA's public GTFS data; check these pages for the latest service:
- MTA: developer data (the GTFS schedules used on this page)
- MTA: subway and bus fares
- MTA subway stations, with accessibility (data.ny.gov)
- Financial District: visitor information
Transit data: Metropolitan Transportation Authority (MTA). Cobblehop is not affiliated with or endorsed by the MTA.
Published November 7, 2026. Times were computed from the MTA fall 2026 schedules for 2026-11-18 (weekday), 2026-11-21 and 2026-11-22. Planned work and holidays change service, so check Cobblehop for live times before you go.
Leaving now? Cobblehop gives you one clear plan with live times and alerts you before your stop.